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Fractional CFO Services

Fractional CFO services for strategic finance leadership.
Without the full-time price tag.

A dedicated fractional CFO partner who knows your business, attends your board meetings, and drives the financial decisions that matter. Our fractional CFO services for SaaS and SMBs are integrated with your accounting team from day one.

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$250K+

Typical full-time CFO annual cost

$6,000–$8,000/mo

Staq Controller plan with CPA oversight

48hr

Team onboarding & go-live

Fractional CFO Services

Fractional CFO-level guidance, built into your accounting function

Staq's fractional CFO partners don't just review your books — they're embedded in your operations. Our fractional CFO services deliver a dedicated finance leader who understands your business, interprets your numbers, and helps you make financial decisions with confidence. Fractional controller services and outsourced finance manager support included.

  • Monthly CPA review of all financial deliverables
  • Cash flow forecasting and 13-week rolling projections
  • Budget vs. actual variance analysis
  • Board-ready reporting packages
  • Strategic financial guidance and scenario modeling
  • KPI dashboard design and ongoing monitoring
  • Support for fundraising, lender diligence, and audits
  • FP&A and annual budget development (Full Stack plan)
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Dedicated — Not Rotational

Your CPA partner works exclusively with your account. They know your business, your history, and your goals — not someone new every quarter.

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Integrated With Your Books

Your CPA oversees the same team doing your bookkeeping. No translation layer, no reconciling two separate vendors — one unified function.

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Built for $1M–$50M Revenue

Too complex for a solo bookkeeper, not ready for a full-time CFO. Staq fills the gap with institutional-quality oversight at a fraction of the cost.

Fractional CFO Services

When is it time for a fractional CFO or outsourced controller services?

❓

Board asks questions you can't answer

If you're in board meetings scrambling for context behind your numbers, a CFO partner ensures you always walk in prepared.

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Cash flow keeps surprising you

Running out of cash isn't always a revenue problem — it's often a forecasting problem. A fractional CFO builds the models to see it coming.

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Raising capital or taking on debt

Lenders and investors demand clean financials and credible projections. Your CPA partner prepares the packages and handles diligence.

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Making decisions without financial models

Should you hire, expand, or hold back? A fractional CFO builds the models that turn gut feel into data-driven decisions.

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Revenue is growing but margins are shrinking

Growth can mask profitability problems. A CFO tracks your unit economics and flags margin erosion before it becomes a crisis.

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Month-end close takes too long

If you're waiting 3+ weeks for financial statements, you're running blind. A CFO-led accounting function closes in 5 days.*

*Typical close time for standard transaction volumes. May vary based on complexity.

Fractional CFO FAQs

Common questions about fractional CFO and outsourced controller services

An outsourced controller ensures your books are accurate and your close process is tight. A fractional CFO takes those numbers and translates them into strategy — forecasting, capital allocation, investor relations, and growth planning. Staq's controller plan ($6,000–$8,000/mo) includes CPA oversight; the Full Stack plan adds the full fractional CFO function.
Yes. Your dedicated fractional CFO partner can join board meetings, investor calls, and lender diligence sessions. This fractional CFO support is included in the Full Stack plan and available as an add-on on the controller plan.
Absolutely. Most clients start at the Starter or controller plan and add fractional CFO strategic advisory as their business grows. Because your fractional CFO is already embedded in your accounts, the transition is seamless.
A part-time CFO hire comes with employment costs, onboarding risk, and a gap in accounting execution. Staq's fractional CFO model integrates CFO-level oversight with the team doing the actual work — you get both layers in one monthly fractional CFO fee.

Stop making financial decisions in the dark with fractional CFO services.

Book a discovery call and we'll show you what a fractional CFO and CPA-led accounting function looks like for your SaaS or SMB business.

Talk to a Fractional CFO Partner